Run an Objective Offer Analysis
A neutral, side-by-side comparison of a new lender offer against your current model. Evaluate the economics, structure, and tradeoffs of moving your team in about 5 minutes.
Do not compare a recruiting pitch to a memory. Put the offer next to your current reality and judge it on the numbers.
Complete the analysis in about 5 minutes.
Why This Matters
Most bad mortgage job moves do not fall apart in the first week. They fall apart 6 to 12 months later, when the recruiting story meets operating reality. This tool is designed to help you evaluate the structure behind the pitch before you make a move.
Side-by-side economics
Compare current production economics to the proposed offer in one view, not from memory.
Pressure-test the assumptions
Stress test compensation, margin, and support assumptions before they become commitments.
Built for long-term fit
Evaluate the move based on durable structure and operational fit, not just upfront money.
See What the Output Looks Like
A neutral, side-by-side view of your current model against the proposed offer. Below is a sample so you know what to expect before you start.
Sample Output · Illustrative Only
Side-by-Side Offer Comparison
| Metric | Current Model | Proposed Offer | Change |
|---|---|---|---|
| Annual Personal Production | $24M | $24M | Same |
| Average Margin (BPS) | 275 | 250 | -25 bps |
| LO Comp (BPS) | 110 | 125 | +15 bps |
| Branch P&L Contribution | $612K | $540K | -$72K / yr |
| Sign-On / Transition Support | — | $150K | One-time |
| 3-Year Net Economic Impact | $1.84M | $1.77M | -$70K |
Sample numbers shown for illustration. Your actual analysis uses your inputs.
Run your own analysis below
Model Your Offer Against Your Current Situation
Use the tool below to compare your current setup to a proposed lender opportunity. Most users can complete it in about 5 minutes.
Built to help mortgage professionals evaluate lender moves with more clarity and less guesswork.
Choose the Path That Fits Your Decision Style
Run It Yourself
Use the tool to compare your current structure against a new opportunity in just a few minutes.
Talk It Through
If you want help pressure-testing the numbers, structure, and tradeoffs, schedule a strategy call with Paul.
Schedule a Strategy CallWhat This Tool Helps You Think Through
A practical checklist of considerations this analysis is designed to support.
- Current branch economics vs. proposed structure
- Compensation tradeoffs
- Margin assumptions
- Sign-on money and support structure
- Long-term profitability
- Pattern-based pricing logic, not one-off examples
- Operational fit
- Clean decision-making before a move
Due Diligence Notice. This tool is intended to help organize and evaluate offer-related assumptions and economics. It does not constitute legal, tax, financial, or employment advice. Users should review all agreements and transition decisions with appropriate professional advisors.
Before You Change Lenders, Pressure-Test the Offer
The right move should still look right after the honeymoon period is over. Use the analysis tool to compare the details side by side, or schedule a strategy call if you want help reviewing the opportunity.
Looking for the full operating system? Explore the MVP All-Star Game Plan